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Senior contractors who operate their own Ltd companies could be exposed to claims for wrongful advice. Temporary contractors are often placed into roles by recruitment companies and it is not always clear if the consultant is covered under the recruitment, umbrella or even hirer’s insurance policy.
For example recruitment companies standard terms and conditions may not deem the contractor as an employee and therefore exclude any liability for the contractors own negligence. Professional indemnity can also provide a safeguard against any potential claims which could be brought against you by any third party including the recruitment consultant and/or the hirer. With many contractors providing their services to large blue chip companies, it is important to have adequate protection in place and fully understand what insurances your recruiter and/or hirer require you to have.
With access to a wide panel of insurers we can find you the right level of cover at a competitive premium, Our policies can also extend to include cover for public and employers liability.
We can also put you in touch with an independent financial advisor who can provide you with further protection and a range of additional services. This could include income protection insurance, life assurance and pension planning.