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We can arrange a comprehensive management liability insurance policy which provides the following protection:
Directors & Officers
A Director has certain duties and responsibilities. If they are found to be in breach of these duties they could become personally liable. This could be the result of litigation from various parties such as shareholders, regulatory bodies and creditors. In the event a legal action is brought against a Director &/or Officer for an alleged wrongful act, a D&O policy will cover their legal defence costs and expenses.
Employment Practices Liability
This will protect the company against employment claims. This could be settlements, costs and damages for a wide array of employment violations such as allegations from unfair dismissal and racial discrimination in the workplace.
Often referred to as ‘Entity Defence’ cover, this will provide cover for legal costs should an allegation be made against the company. For example this could be alleged breach of contract, identity fraud and pollution.
In the event of a breach of data, a cyber liability policy provides cover for a range of consequences which result from the breach.
Crime & Fidelity
This type of insurance protects the organisation from things like loss of money, securities or inventory as a result of crime. Types of claims could arise from the dishonesty of employees, computer fraud and counterfeiting.